SITE INFORMATION

Terms of Use

Last updated: September 1, 2026

By using Afford It, you agree to these terms. If you do not agree, do not use the site.

Estimates only

Calculator results are general planning estimates based solely on the values you enter and standard mathematical formulas. Results may be rounded. They do not include every tax, fee, insurance cost, lender rule, payment timing issue or ownership expense.

No financial or lending advice

Afford It is not a lender, broker, financial adviser, attorney, accountant or credit counselor. Nothing on the site is a loan offer, approval, rate quote, guarantee or recommendation to enter a transaction. Verify calculations and obtain appropriate professional advice before making a financial decision.

Your responsibility

You are responsible for the accuracy of your inputs and for independently evaluating any purchase, loan, refinance or extra-payment decision. Confirm actual payment application, prepayment terms, fees and payoff amounts directly with the applicable lender.

Acceptable use

You may use the site for lawful personal or business planning. You may not interfere with site operation, attempt unauthorized access, misuse automated systems, introduce malicious code or republish substantial portions of the site as your own service.

Third-party services

The site may link to lenders, advertisers, merchants or other third parties. Those parties control their own products, terms, privacy practices and decisions. Afford It is not responsible for third-party services.

No warranties; limitation

The site is provided “as is” and “as available” without warranties of accuracy, availability or fitness for a particular purpose. To the maximum extent permitted by law, Afford It will not be liable for losses resulting from reliance on calculator results, site interruption or third-party services.

Changes

We may modify the site or these terms. Continued use after an update constitutes acceptance of the revised terms.